National Condo & Apartment Insurance Group Habitational Insurance Solutions

National Condo and Apartment Insurance Group --- our professional team of insurance advisors have 22+ years of experience in the property management, commercial and habitational insurance industry---specializing in commercial real estate assets and habitational insurance coverage. We have strong and long-lasting relationships with over 50 of the top habitational insurance and commercial real estate insurance companies and offer 15 commercial real estate/habitational insurance programs for our industry clients.

National Condo and Apartment Insurance Group and our partners are currently serving our industry clients in 44 states and across 200,000+ doors. And because of this kind of nationwide reach and the depth of our industry coverage/ habitational insurance programs---we bring a significant amount of new business to our underwriters and as such, are able to leverage our size and offer expanded coverage at extremely aggressive and competitive rates. This means, we are experts in the habitational insurance sector, we can share with you best-practices in our industry and keep you posted on leading/emerging trends.

With National Condo and Apartment Insurance Group we offer a wide array of products to protect your habitational assets, eliminate coverage duplication and eliminate overhead costs by consolidating all of your properties into one policy. To name a few, our habitational insurance programs can include coverage for your commercial real estate buildings, loss of rents, general liability, umbrella coverage, director and officer liability coverage, building ordinance or law, equipment breakdown, workers compensation and employee dishonesty coverage…

We provide coast-to-coast habitational insurance and other commercial real estate insurance coverage for:

	Apartment communities
	Apartment owners/property management company liability
	Apartment buildings
	Industrial/Warehouse
	Retail/shopping center/office buildings
	Condo/HOA associations

Our habitational insurance policies can offer the broadest coverages upon request that include:

	BLANKET, per location building limits of coverage (no "per building limitations" of coverage)
	NO Coinsurance
	Agreed Amount
	ALS offered for Business Income
	Ordinance or Law Coverage
	Equipment Breakdown Coverage
	Realistic wind/hail and Named Windstorm deductibles for coastal habitational insurance & coastal habitational insurance programs
	Hired/Non-Owned Auto Coverage
	Umbrellas available up to $200 MILLION per location
	Pollution Liability Coverage

Habitational Insurance is a Must!

Habitational insurance is a must to protect your building assets. And while habitational insurance isn't required by law, it's a wise investment to limit your liability in the event of a natural disaster or other calamity.

If your insurance policies are written improperly, your business may not survive financially. Habitational insurance policies should be specifically tailored to the specific location and should cover a variety of losses, including damage from fires/wind/hail, electrical surges, and even embezzlement by an employee should be considered.

Related to this----property valuations are frequent causes of conflict between insurers and the insured. You can avoid valuation problems by carrying the proper coverage. At National Condo and Apartment Insurance Group, we act as your vested partner to ensure the proper insurance company is chosen. We take into consideration the company’s financial strength, the ease of servicing, and the claim’s process. National Condo and Apartment Insurance Group will choose the best policy in terms of coverage, terms, and cost effectiveness.

When committing to an insurance policy, an insured must look beyond just the price and consider multiple items relating to the type of coverage, coverage amount/limits, policy exclusions and other surprises/pitfalls that may come with a deeply discounted policy.

As part of our working together--- National Condo and Apartment Insurance Group will go through each and every insurance option with a ‘fine tooth comb’ to ensure that you are completely informed/educated on your purchase of your specific real estate building insurance options. While some are trying to get the most coverage for the least amount of premium, we do not advise our client to jeopardize their property investments with an exclusion or not enough coverage. This could be a fatal mistake and cost an insured thousands and possibly millions of dollars in loses.

Bottom line...our National Condo and Apartment Insurance Group Team will compare and explain the differences that set us apart from your current insurance policies and coverage.